PROFESSIONAL CREDIT ANALYSTS OF MN CONSENT TO USE OF ELECTRONIC RECORDS

Consent to Use Electronic Records

In this consumer disclosure, "we", "us", and "our" mean Professional Credit Analysts of MN . "You" and "your" mean the person giving this consent, and also each authorized representative, additional responsible party or any other person with whom you share this information or give access.

If you do not consent, you will not be able to use electronic records or conduct any transactions on this website.

Providing Records to you in electronic form means making them available on this website, from whatever location or in whatever way you access this website, or by sending them to you by email, fax, text message or in any other form of electronic text communication.

Scope of Your Consent

Your consent applies to:

• Your accounts accessible though this website or mobile devices where the account is in your name individually, your business name, or jointly with anyone else.

• All accounts, transactions and services available on this website, whether the account, transaction, product or service is new for you or existing.

• Performing transactions on Your account.

**Disclosure: You will separately be billed by Nuvei Commerce, our payment processor, a software fee in the amount of 3.5 % for processing your payment electronically. If you wish to avoid this fee, you can mail a check or money order to Professional Credit Analysts of Minnesota at Po Box 99 New Ulm, MN 56073 for a no-fee method of payment.

**This is an attempt to collect a debt. Any information obtained will be used for that purpose. **